Does consolidating my student loans hurt my credit

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Over the past decade, the agency has steadily expanded its arsenal for dealing with former students who don't repay.

A 1998 change in federal law made it extremely difficult for people to escape student loans through personal bankruptcy.

But, these are always like dream for the students having less financial abilities as the higher education needs you to have some money for managing the academic expenses.

This becomes really impossible to carry out the personal expenses even if a student manages the academic expenses....

The task force consisted of some members of Congress, the Labor Department, Health and Human Services, Business Community, Interest Groups, College Students and the Office of Management and Budget.

The students need to make sure that they have attained the good results or, good marks in their examinations.

There will always be a few that don’t pay off their loans.

There are many reasons why students default on their student loans. Farrell, the author of “Reducing Student Loan Defaults: A Plan for Action,” in the Office of Planning, Budget, and Evaluation Survey, said “The main reason that students default on their loans is that they cannot budget their finances” (Farrell 24)....

In fact, according to Larry Abramson of NPR, “tuition and other costs have been going up faster than inflation, and family incomes can’t keep up" (2012)....

[tags: Student Loan Issues, College, Education] - ...

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